Annual Pocket Violating Time

Yep, it is that time. Time for the insurance company to rape your pockets. You all know this one. I am talking about annual enrollment. Whew Who!!! Let's see what we have here. Ah yes! The Medical Deductible just went up from $350 to $450 (oooh bend over for it). And what else do we have here. Well looky here Dental has gone up $50 more dollars to $100 now for the deductible. OOOhhh and specialist visits have gone up $25 to $50 per visit. Wonderful!!!! I am sure I will be more willing to see my specialist knowing that I gotta come out the pocket $50 every visit. Nothing like isurance plans. Oh yeah, let's hear it for the $150 prescription deductible.

I'm sorry, did I see a salary increase. Let me look here. Uhm no, no not there. No it doesn't look like my paycheck has changed. No not clearing $50K or better. Nope nowhere near that. Uhm yeah!

But, you can pay with your pretax dollars through your flexible spending card. Oh is this the card that when I use it you try to dispute the usage of my own money to pay for medical and dental expenses? Is this the one where you ask for my first born and a blood oath for? Oh yes that one. Yeah that is wonderful. I love keeping all the documents from my medical bills past just in case in the next three years you get the itch to ask about them so that I can produce them for you.

Anyone else think this healthcare market has lost its f*$#ing mind?

Charge us more ever year and cover us less every year. It's a win win situation.

Uhhh. Pocket rape should be a crime!

Whew who thank you Veteran's

It is a bank holiday. I will be spending a piece of it at the Apple store. My phone decided to die on me when I was in the mountains (Definitely not cool). I charged the phone the whole way up. Then when I got there I made two phone calls. Tried to send a picture to my sweety to let him know about the gravel road we traveled up to get to the cabin. The minute I hit send and placed the phone on the bed it died. I tried from 10 p.m until 2 a.m. to get something out of my phone a light, a glimmer of hope, a go to hell D.C. leave me alone. But all I got was an f.u. with it's middle finger up. The car charger didn't work, the home wall charger didn't work, computer charger (nada), car charger plug attached to the wall charger (zip), the car charger cord attached to the computer (zilch). So I am freaking out because, I am in the middle of bumble f*&^ and I have no service. I have to make it down these gravel road without careening off the mountain. Then I have to make it back to the city without any car trouble or we're screwed because, everyone else came a different way from us (they live in another part of GA). So at 2:14 a.m. I said to myself "let me give this one more try" and the apple emblem comes up (choir singing a long ahhhhhhh!). Ooh thank you Jesus we will live! So of course I am taking that bad boy to apple today. We are not playing this game again. I need answers. My fiance spent too much on this phone for it to be flaking out on me whenever it feels like it. Okay, getting off my soapbox now.

D.C. Out

What Tha?

So I thought that I was taking the iPhone in to Apple to have it looked at. WRONG!!! I got up yesterday and got ready as usual. Went to the car and oh my freggin gosh. I know I am holding an umbrella in my left hand but, what is this water on my console from. Oh s*(^ my seal has completely gone on my windshield. Apparently the gravel road coming out of the mountain this past weekend completely released it. The water was coming off of my rear view and dripping down on my gear shift. I asked the fiance if I could borrow his car for the day and I had him cover the leak and went to work.

I tried to call auto glass company after auto glass company. They phones were all disconnected. I finally just called the car dealership I use for my car service and asked for their body shop. I asked if they could tell me who they outsource their glass work to. They gladly gave me the name of the company and I called them. The guy told me that he could reseal the windshield for $69 but, he did not guarantee his work. He told me that if he replaced the windshield it would be $260 and he would guarantee it for life. I said heck yeah replace it. I have had nothing but problems from this piece of s#$% car since I bought it at the insistence of my last boyfriend (okay so the car isn't a complete piece of S@%# but, it gets frustrating sometimes). I had to sue the dealership I bought it from because, they sold me a wrecked car as certified pre-owed WTF! I won the suit but, the money I spent to prove I didn't do it was all that I got back. Anyway, I replaced half of the undercarriage of my car and now I am having to replace the darn windshield. I feel like I am slowly replacing this whole damn thing. Whatever, I am just frustrated and I will stop venting.

The upside is that I will be getting the money from my e-fund. No new charges on my cc. Whew who! That is what it is there for. Go me!

Back To Reality

Back from the mountains and back to the daily grind. We spent the weekend in the Blue Ridge Mountains scrapbooking. I am all scrapped out. I made a cute iphone frame for our engagement page. You can see it over on my other blog page Challenging Creations. I love the way it came out. Granted that I don't measure anything because I am too impatient. It was pretty much done free hand. The people were great. I am glad I went. I got to know some pretty cool people and try out their scrapbooking tools. The cabin was fabulous. It is going to be a six bedroom when it is completely finished but, for right now it was a four bedroom with two pull out couches. All the bedrooms had king sized beds. I loved every minute of it.

This hair of mine

I have been waiting anywhere from 3 weeks to entire months before I get my hair done. The last time I went it cost me $90 (what the hell!?). I mean, I know you are a celebrity stylist and all but, this piece up here is natural. No perm, no texturizer, nada. Why did I just pay $85 to get a trim and press and $5 for a wash? OMG! People are always so impressed when my hairdresser does my hair but, I am not impressed with the price. I am stuck with a dilemma. I need to find more affordable hair care. Granted that I pay $65 when I don't trim my hair but once again Natural people! Just wash, dryer, blow dry straighten, a little product bam! I'm out the door. I don't need a fancy hair doo none of that. Why do I feel like my pocket is raped every time I go to get my hair done. Last time I went (the $90 trip), the hairdresser actually thought I was kidding when I said that I needed to leave and I would be back to pay. I had to say, "no seriously, I don't have enough money to pay you. I need to go to the bank."



So! What does an asthmatic with no sense of hair maintenance do with her hair in the winter when natural is not an option? Let me tell you why it is not an option for me. Natural hair for me has to be washed first thing in the morning, product added, scarf put on, heat applied around the scarf to prevent big hair (hate it with a passion), then head to work with wet hair. I have asthma now mix wet hair with 43 or lower temperatures and tell me what you get?! That's right pneumonia ladies and gentlemen. So again I ask: What does a budget balling diva do about her natural hair in the winter since natural is not an option?

I know I am not supposed to complain

I have asthma. So being here in these hear mountains kind of hurts. Okay well it really hurts. I asked before and I'll say it again. Who gets asthma at 25?! Really? I've never had it in my life. I grew up in a smoker's household for 21 whole years. Now for the past five years I have become an asthmatic. No clubs, used to be no restaurants, definitely no pool halls. I just could not breathe. I honestly believe that it has to be all the pollution that I breathe on a day to day basis that started all of this. I just recently started being dependent on an inhaler, which I hate more than ever. Can I not have to deal with this? It's an expensive condition to have. Too rich for my blood. Does someone else want to volunteer to take this from me? Anyone? Anyone? No?! Well alright.

D.C. Out

Mini Vacay

So I am about to hit the mountains. I am taking a trip up with a friend of my fiance and her friends. We are going a scrapbooking trip. Have a great weekend everyone. Don't worry it is already paid for $86 per person. I just had to get garlic bread and salad as part of my dinner share my partner in crime is making the spaghetti. Every meal is broken into two people each bringing something to cook. Talk about a budget trip. I am loving it already. I will take my camera and take lots of pics. I hope the trees are still changing when we get there.